Empowering Brunei MSMEs with Digital Solutions
The Tech Enablement Program (TEP) is designed to help Micro, Small and Medium Enterprises (MSME) in Brunei embrace digital transformation. By providing subsidized access to innovative digital tools, TEP aims to enhance business efficiency and productivity in today’s fast evolving market.


What’s In It For You?
Unlocking the Benefits of TEP
Access to Digital Tools
Find the right digital tools or software solutions available at a subsidized rate to manage and grow your business.
Boost Efficiency & Productivity
Eliminate menial tasks and shift to automating processes, streamline operations and improve your business efficiency by adopting digital tools in your daily activities.
Remain competitive
Leverage technology to scale your business and adapt to changing market demands.
Support & Collaboration
Connect with industry experts and partners to maximize your digital adoption journey – breeze through this whole experience.
Who Can Apply?
The program is open to eligible MSMEs in Brunei within the BEDB Business Ecosystem looking to adopt digital solutions for better business management
Don’t miss out on this opportunity to digitally transform your business. Stay tuned as we continue to introduce tools and services tailored to your needs.
Zoho Books Standard Edition
Zoho Books is an online accounting software designed to help small businesses manage their finances with ease. The Standard Edition is packed with essential features to streamline accounting, invoicing, and financial management, ensuring your business runs smoothly and efficiently.
Key features of Zoho Books Standard Edition
01
Invoicing & Payments
-
Create and send professional invoices tailored to your business needs.
-
Accept online payments from customers through integrated payment gateways, including PayPal, Stripe, and more.
-
Set up recurring invoices for repeat customers and automate payment reminders.
02
Expense Tracking
-
Track expenses and categorize them for better financial visibility.
-
Attach receipts to your expenses for easy documentation and better organization.
-
Create expense reports to analyze your spending and manage cash flow.
03
Bank Reconciliation
-
Link your bank accounts to automatically import transactions.
-
Zoho Books matches bank transactions with your recorded entries, making reconciliation fast and accurate.
-
Easily identify discrepancies and correct them in real-time.
04
Financial Reporting
-
Generate detailed financial reports such as Profit and Loss, Balance Sheet, Cash Flow, and more.
-
Make data-driven decisions with real-time insights into your business’s financial health.
-
Customize reports for in-depth analysis and understanding of your business’s performance.
05
Tax Management
-
Set up taxes based on your region and automatically calculate tax on transactions.
-
Generate tax reports for easier filing and compliance with local regulations.
-
Track tax payments and stay organized during tax season.
06
Multi-User Access
-
Add multiple users with role-based permissions to control access to different features.
-
Allow your team to collaborate while keeping sensitive data secure.
-
Invite accountants or bookkeepers to manage your finances while you retain full control.
07
Mobile Access
-
Stay on top of your finances on the go with the Zoho Books mobile app.
-
Create invoices, track expenses, and view reports from anywhere, at any time.
08
Integrations
-
Integrate with other Zoho apps like Zoho CRM for a seamless business experience.
-
Connect to third-party applications such as PayPal, Stripe, G Suite, and more to extend the functionality of Zoho Books.

Why Choose Zoho Books Standard Edition?
User-friendly Interface
The simple and intuitive design makes it easy for small business owners to manage accounting tasks without needing an accounting background.
Affordable Pricing
Zoho Books offers an accessible solution for small businesses with its flexible pricing model, ensuring you only pay for what you need.
Scalable Solution
As your business grows, you can easily upgrade to more advanced plans and unlock additional features, making Zoho Books a scalable solution for your accounting needs.
Compliance & Security
With built-in compliance with GST, VAT, and other local tax regulations, you can ensure your business stays tax-compliant. Zoho Books also follows best practices for data encryption and security.
Get Started with Zoho Books Standard Edition
Simplify your accounting, streamline your processes, and manage your business finances more effectively with Zoho Books. Whether you’re a startup or an established business, Zoho Books Standard Edition offers the tools you need to stay organized and efficient.
Eligibility Criteria
-
Business Registration Requirement: MSMEs must be legally registered
-
Operational Tenure: The business must be in operation for at least six (6) months
-
Financial Track Record: MSMEs must provide a verifiable financial track record of at least three (3) months to be eligible for participation.
-
Participated in DARe Programmes: Priority given to MSMEs that have participated in any of DARe programmes.
-
Demonstrate commitment to using the technology
-
What is the Brunei Economic Development Board?The Brunei Economic Development Board (BEDB) envisions a resilient and diversified economy and is committed to catalysing sustainable growth by attracting and facilitating impactful investments that create jobs and generate opportunities for local enterprises. BEDB also provides effective support and resources to enterprises of all sizes to spur innovation and growth, and develops fit-for-purpose industrial infrastructure to enable enterprises to thrive in a conducive environment. Focused on three strategic thrusts—Enabling Private Sector Growth, Increasing Internationalisation, and Enhancing BEDB Capabilities—BEDB is dedicated to driving economic development and fostering a vibrant business ecosystem in Brunei.
-
Why choose Brunei Darussalam?Brunei Darussalam is strategically located in the heart of Southeast Asia, along the East-West maritime trade route and within the ASEAN region, providing easy access to major cities like Singapore, Kuala Lumpur, and Jakarta within two to three hours by direct flight. This connectivity to the region's growing economies makes it an ideal location for export-oriented activities and for investors seeking a wider market base. Known for its political and economic stability, Brunei boasts a lush, green environment with 75% of its land area covered in pristine rainforest and 58% conserved under the “Heart of Borneo” initiative. The World Health Organization ranks Brunei among the top 10 countries with the safest and cleanest air, with over 70% of its area made up of verdant jungles and coastal mangroves. Brunei also has a young, highly educated, multilingual, and tech-savvy workforce, with the government ensuring its curriculum aligns with industry needs and providing grants for FDIs to train local employees. The favourable tax climate includes no personal income, sales, payroll, capital gains, and manufacturing tax, and companies with Pioneer Status are exempt from corporate income tax and import duties on raw materials and machinery. Credible co-investment partnerships are available with entities like the Ministry of Finance and Economy’s Strategic Development Capital Fund and various local equity funds. Furthermore, Brunei offers cost-competitive industrial parks with essential utilities for export-oriented FDI projects, permits 100% foreign ownership, and has a fast-track system for streamlined development approvals and operational requirements such as labor and customs. Brunei's reformed business environment ensures a simplified and conducive ecosystem for start-ups and investors, continually improving its Ease of Doing Business ranking.
-
How do I start a business in Brunei Darussalam?businessBN is a whole-of-government service that aims to provide businesses with essential information on government services and reforms related to doing business in Brunei Darussalam. www.business.gov.bn is a single portal providing the Brunei business community easy access to information on a range of government procedures, legislation, guidelines and services related to doing business. Alternatively, entrepreneurs and business owners who prefer to speak directly with a customer service representative, may visit the Business Helpdesk in Anggerek Desa. Should you have any inquiries, email us at info@bedb.gov.bn
For inquiries, contact us at community.management@bedb.gov.bn