Bank Usahawan
Bank Usahawan offers financial services specifically catered towards Micro, Small, and Medium-sized Entrepreneurs in Brunei Darussalam. They offer Syari’ah compliant products; tailoring its services to meet diverse business needs. Currently Bank Usahawan offers four financial products; Biz Belia, Boost, Micro Financing, and SME Financing
Bank Usahawan
Micro Financing
Micro Financing is a financing product that specifically targets micro businesses; designed to provide accessible and tailored financial solutions that support the growth and sustainability of very small enterprises.
Financing Amount:
BND$1,000 – 20,000
Eligibility Criteria:
The applicant must be at least 18 years and not more than 65 years old.
Brunei’s residents hold a yellow or purple Identification Card.
Profitable trend in business.
The company or business must be registered and operating in Brunei
The applicant must be the owner or shareholder of the business.
The business must be operating consecutively for the last 12 months.
The business activity does not contradict Syari'ah rules and concepts.
Applicant should not be under active litigation nor bankruptcy.
Required Documents:
IC of Applicant/ Directors/ Shareholders/ Guarantor
Bank Account Statement (Previous 12 months)
License or permission from relevant authorities for business activity*
Company Registration/ Business Names Act Section 16 and Section 17
Form X**
Memorandum and Articles of Association**
Joint Venture & Shareholder’s Agreement**
Shares Allotment*
Audited financial statements*
And any documents required by the bank
*If Applicable
** Required for Sendirian Berhad
