Baiduri Bank
Baiduri Bank offers financing products catered towards a vast and diverse set of Small and Medium Enterprises (SMEs)
Baiduri Bank
Overdraft
An overdraft facility to help you meet your business's monthly expenses and stock purchasing requirements. Consisting of flexible credit arrangements and interest rates that are calculated daily based on the amount utilised and charged monthly.
Financing Amount:
BND$10,000 – 100,000 (Without Collateral)
Up to BND$500,000 (With Collateral)
* The financing amount will be determined based on evaluation and approval.
Eligibility Criteria:
Minimum 1 year in operations
Minimum annual turnover of BND$100,000 (in the last 12 months)
Establishment Registered/ Incorporated in Brunei Darussalam
Required Documents:
Business Proposal
Latest company statements for past 12 months
Company Business Registration Form (Sole Proprietor/Partnership/Sdn Bhd)
At least 2 years of financial management or profit/loss and balance sheet
Latest 6 months monthly revenue, sales and expenses
Supporting Documents for the facility. Eg. operation expenses, rental cost, salary payment and other monthly expenses)
