An overdraft facility to help you meet your business's monthly expenses and stock purchasing requirements. Consisting of flexible credit arrangements and interest rates that are calculated daily based on the amount utilised and charged monthly.

The Project Financing product is a comprehensive Syari’ah-compliant financing solution that is tailored towards businesses undertaking short-term projects.

The SME Financing product offers a tailored solution addressed specifically to Small and Medium-sized Enterprises (SMEs). Whether it be growth or operational use, this product provides businesses with the necessary capital to expand, innovate and strengthen market competitiveness.

Micro Financing is a financing product that specifically targets micro businesses; designed to provide accessible and tailored financial solutions that support the growth and sustainability of very small enterprises.

Boost is a subcategory of Micro Financing, which focuses on emerging businesses wanting to upgrade from home-based operations towards a more commercial set up. Ideal for micro businesses wanting to expand. The difference between Boost and Biz Belia is the requirement for how long the business has been operating.

A variable facility to finance your import purchases after securing a sales order based on Indent or Purchase Order from the Brunei Government, semi-government organisations or other companies.

A short-term one-off lump sum financing which may be granted against confirmed or expected lump sum receivables or against contract/project awarded by Government or Government Related Companies or any other paymaster acceptable to the Bank. The financing may be used for start-up/mobilization expenses for awarded project/contract or as additional capital for business.

A facility to unlock the potential of your receivables, designed to elevate your financial strategy.

An alternative to a flexible financing solution tailored to your needs. This facility features a flexible repayment option from 1 to 3 years.

Biz Belia is a youth startup financing program designed to empower the quintessential dynamic, fast-paced entrepreneur. It provides them with resources, knowledge, and financial backing needed to turn small ventures into sustainable businesses. This initiative is a collaboration between Bank Usahawan and the Ministry of Culture, Youth and Sports (MCYS)

A financing option available for short, medium, or long-term periods, tailored to your business’s needs and repayment ability. It helps fund things like equipment, property, stock purchases, minor renovation works, refinancing of assets, and to facilitate other business requirements.

A revolving short-term financing facility designed to support companies executing government or government-related contracts or other paymaster acceptable to the Bank by providing standby funds for operational expenses while awaiting payment. Financing is provided through drawdowns based on verified claims or receivables, with the repayment period aligned to the expected payment date. The amount of drawdown shall be based on a pre-agreed percentage (up to maximum of 80% of claims or receivables amount).

Secure the funds you need to purchase shop houses, property for staff quarters, warehouses and other business real estate. You can also choose to refinance your existing business properties to unlock greater savings. This facility features a flexible repayment ranging from 1 to 9 years.

This is a short-term revolving financing in the form of an overdraft facility which may be utilised over the period of the financing. The purpose of the financing is to provide an additional working capital (e.g. to pay overhead expenses) and as standby fund for operation.